The main tips/ notes are :
1- Late fees and ATM fees
2- Brand-name products
3- Excess groceries
4- Coin-operated machines.
5- Eating out
6- Impulse buys
7- Parking tickets
8- Cable
9- Online shipping
10- Unnecessary smartphone data
11- A morning latte
12- Unnecessary add-ons
13- Lottery tickets
14- Subscriptions
15- Fast food
16- Brand new cars
17- Lousy gifts
Guilty of no :
1, 3, 5, 6, 11, . Guess its time that I need to make a change on those items step by step. It was decided due to my convenient rather than looking at different side of the perspective.
Courtesy article from Business Insider:- Thanks for the tips.
